BBA Hons (Finance), AWPCM, AEPP®, MFA, IBFA, PWM, MDRT
Financial Services Consultant
My Personal Story
Growing up, it was not all smooth sailing for me and my family.
In 2002, My father had gallstones surgery which totalled a few hundred thousand in terms of medical expenses and loss of income. With a family of 5, my mother had a difficult time trying to accumulate enough money for my father’s surgical bill and treatment as they didn’t have any insurance beforehand due to the lack of belief in it.
On top of borrowing money from our relatives and friends, we even had to go to our
mother’s family back in Malaysia to borrow money for my father’s treatment.
Fortunately, my father recovered fully from the illness but our family experienced severe financial difficulty as my father was the sole breadwinner before he was diagnosed with this illness.
Growing up, I saw how my mother juggled several part-time jobs in order to maintain the family. I remember vividly how there were times when my mother will even skip her meals in order to provide for us.
During my years in Primary and Secondary School, I could often hear my parents quarrel over finances at night. Money was always a huge concern for my family as I grew up.
As such, during my schooling years, I was motivated to study hard to be our family’s financial planner in the future, and to be the one who helps prevent and protect my family from facing such financial difficulties.
I was introduced to this industry in 2008 when my sister decided to join the industry as a Financial Services Consultant. I saw how professionally she handled and took over the policies that she purchased for my family.
Coincidentally, in 2017, when I matriculated into the University, I expressed interest to join the financial services industry after being introduced to it. That was when I got to know Kevin, Reuben, and team Odyssey. Kevin’s motivation and passion in this industry makes me discover my original reason for studying so hard to get into NUS Business School.
In this industry, we serve an important role as we uncover every client’s need and to guide them in making a decision to protect and to accumulate wealth for their future and even any unforeseen circumstances.
I am deeply motivated by whatever happened to my family in the past and I endeavour to do my utmost in serving and accompanying every single one whom I crossed path with to accompany them in making their decisions, both major and minor ones, in life.
So feel free to contact me! I’m Tze Hern and let me guide you through your life’s adventure.
“Financial Security and Independence are like a three-legged stool resting on savings, insurance and investments.” – Brian Tracy, World’s Top Professional Speaker and Trainer.
Testimonials
Read More About What Others Have To Say About Tze Hern
”Tze Hern had been the first financial advisor who approached me. I had been very inexperienced and had lacked a lot of knowledge regarding insurance, savings and investments, and he was very kind and patient to run through as many details as I needed to get myself as familiar as possible. He was never pushy, and during my first meeting with him, he wasn’t discouraging me when I wanted to keep my options open and gather more information from other insurance/financial plan providers. In the end I went back to Tze Hern because I knew that he could relate the most with my circumstances and that he would be able to provide me with the guidance and help I would need along the way. Around 6 months down the road, he still checks on me from time to time, and any issues or questions that I’ve had have been easily resolved. He’s a really great person to work with and I’m pretty sure many in his team would be the same.
Mandia Joaquin Inigo ManasEngineer
”As someone who tends to shy away from financial planning, Tze Hern stood out as someone who was clear and elaborate in helping me understand the importance and mechanics of financial planning. Despite my minimal knowledge, he continues to be open to questions and never fails to put my interests and needs first. He is thoughtful and amicable in engaging with me and I sincerely appreciate having Tze Hern as my trusted agent to share my financial journey with.
Megan Quek Zi YingEngineer
”Tze Hern is really patient and have a sincere desire to help his clients discover their needs and serve them. He didn’t rush me to make a decision but kept me well informed and gave me plenty of time to decide. He’s always willing to go the extra mile to meet me and help me and for that I’m very grateful to have him as my advisor.
Brian KangNSF
”Tze Hern is great in the sense that he never pushes you to buy anything. I feel like he genuinely wants to keep in touch just because he cares about me and my needs. He's also very good at updating me with deals & sending me reminders so I don't forget when an event is happening.
Phey Song WeiEngineer
”Tze Hern had no qualms in explaining the finer details of the products that were offered to me. Even if he doesn't have the answers to my queries, he would always get back to me promptly without any reminders. He is a down-to-earth person wherever his humility and patience makes it easy to sustain the relationship with him as a client. His personalised service is as exceptional as the first class service from Singapore Airlines!
Chin De ShunTeacher
”I first met Tze Hern in secondary school and we were classmates for several years. What stood out to me about Tze Hern was his meticulousness and hard-working attitude. He pays attention to the finest details of my financial needs, but also places emphasis on the bigger picture of our financial planning journey. Tze Hern is able to articulate and explain the products with much clarity, allowing me to understand how these products are to my benefit in layman terms. He is also capable of communicating complex financial terms in mandarin chinese. Mandarin-speaking clients will be able to understand the products with ease as well. His meticulousness nature ensured that I do not have to worry about missing documents or information as he personally curated a physical portfolio file that stored all the important documents, and give timely updates whenever necessary. Tze Hern also shared his vision for himself as a financial advisor and I am confident that he will succeed. I am able to see the effort he puts in, as he is actively acquiring new knowledge by constantly taking up courses and certifications. Being his close friend, I am always impressed at how well Tze Hern manages his time. Apart from work, he finds time to lead an active lifestyle by playing sports with his friends and clients. This further solidifies my confidence in him as a financial advisor; knowing that how he works, and the life he leads are in fact sustainable and healthy. Hence, I trust Tze Hern with my policies and I look forward to his success in time to come.
EdricPhD Student
”Tze Hern has always been an awesome dude. Always able to answer whatever queries I have and educate me on whatever there needs to be learned about financial planning. He's thoughtful, friendly, and never fails to go the extra mile for me.
Jun JieCompliance Analyst
”Tze Hern is firstly a great friend before an insurance agent. As a peer, he has great understanding of my personal needs and gives good recommendations on the respective policies.
During my meetings with him, he displays great knowledge of his products and is able to explain them to someone like me who does not possess the necessary knowledge and jargon.
He is very approachable and willing to entertain questions I have about my policies or just questions about insurance in general. When I enquire about potential claims, he also gets back to me promptly with the relevant details that I need.
I feel assured with him taking care of my portfolio and future finances because I can tell that he is genuinely concerned with servicing his clients to the best of his capabilities!
Jarrel LohPharmacist
”Tze Hern has been a close friend of mine even before he became my financial advisor. After graduating and starting a full time job, I knew I needed some financial products. He was the first person I approached not just because he was my friend but because he was very passionate about what he does and I knew that he would only want the best for his clients. He was patient in his explanation and was not pushy at all. Tze Hern is a very motivated individual, and the fact that his vision is geared towards fresh graduates, I find that very helpful for young adults coming into the working world!
Kylie ChanUnderwriter
Yeo Tze Hern
BBA Hons (Finance), AWPCM, AEPP®, MFA, IBFA, PWM, MDRT
Financial Services Consultant
My Personal Story
Growing up, it was not all smooth sailing for me and my family.
In 2002, My father had gallstones surgery which totalled a few hundred thousand in terms of medical expenses and loss of income. With a family of 5, my mother had a difficult time trying to accumulate enough money for my father’s surgical bill and treatment as they didn’t have any insurance beforehand due to the lack of belief in it.
On top of borrowing money from our relatives and friends, we even had to go to our
mother’s family back in Malaysia to borrow money for my father’s treatment.
Fortunately, my father recovered fully from the illness but our family experienced severe financial difficulty as my father was the sole breadwinner before he was diagnosed with this illness.
Growing up, I saw how my mother juggled several part-time jobs in order to maintain the family. I remember vividly how there were times when my mother will even skip her meals in order to provide for us.
During my years in Primary and Secondary School, I could often hear my parents quarrel over finances at night. Money was always a huge concern for my family as I grew up.
As such, during my schooling years, I was motivated to study hard to be our family’s financial planner in the future, and to be the one who helps prevent and protect my family from facing such financial difficulties.
I was introduced to this industry in 2008 when my sister decided to join the industry as a Financial Services Consultant. I saw how professionally she handled and took over the policies that she purchased for my family.
Coincidentally, in 2017, when I matriculated into the University, I expressed interest to join the financial services industry after being introduced to it. That was when I got to know Kevin, Reuben, and team Odyssey. Kevin’s motivation and passion in this industry makes me discover my original reason for studying so hard to get into NUS Business School.
In this industry, we serve an important role as we uncover every client’s need and to guide them in making a decision to protect and to accumulate wealth for their future and even any unforeseen circumstances.
I am deeply motivated by whatever happened to my family in the past and I endeavour to do my utmost in serving and accompanying every single one whom I crossed path with to accompany them in making their decisions, both major and minor ones, in life.
So feel free to contact me! I’m Tze Hern and let me guide you through your life’s adventure.
“Financial Security and Independence are like a three-legged stool resting on savings, insurance and investments.” – Brian Tracy, World’s Top Professional Speaker and Trainer.
Testimonials
Read More About What Others Have To Say About Tze Hern
”Tze Hern had been the first financial advisor who approached me. I had been very inexperienced and had lacked a lot of knowledge regarding insurance, savings and investments, and he was very kind and patient to run through as many details as I needed to get myself as familiar as possible. He was never pushy, and during my first meeting with him, he wasn’t discouraging me when I wanted to keep my options open and gather more information from other insurance/financial plan providers. In the end I went back to Tze Hern because I knew that he could relate the most with my circumstances and that he would be able to provide me with the guidance and help I would need along the way. Around 6 months down the road, he still checks on me from time to time, and any issues or questions that I’ve had have been easily resolved. He’s a really great person to work with and I’m pretty sure many in his team would be the same.
Mandia Joaquin Inigo ManasEngineer
”As someone who tends to shy away from financial planning, Tze Hern stood out as someone who was clear and elaborate in helping me understand the importance and mechanics of financial planning. Despite my minimal knowledge, he continues to be open to questions and never fails to put my interests and needs first. He is thoughtful and amicable in engaging with me and I sincerely appreciate having Tze Hern as my trusted agent to share my financial journey with.
Megan Quek Zi YingEngineer
”Tze Hern is really patient and have a sincere desire to help his clients discover their needs and serve them. He didn’t rush me to make a decision but kept me well informed and gave me plenty of time to decide. He’s always willing to go the extra mile to meet me and help me and for that I’m very grateful to have him as my advisor.
Brian KangNSF
”Tze Hern is great in the sense that he never pushes you to buy anything. I feel like he genuinely wants to keep in touch just because he cares about me and my needs. He's also very good at updating me with deals & sending me reminders so I don't forget when an event is happening.
Phey Song WeiEngineer
”Tze Hern had no qualms in explaining the finer details of the products that were offered to me. Even if he doesn't have the answers to my queries, he would always get back to me promptly without any reminders. He is a down-to-earth person wherever his humility and patience makes it easy to sustain the relationship with him as a client. His personalised service is as exceptional as the first class service from Singapore Airlines!
Chin De ShunTeacher
”I first met Tze Hern in secondary school and we were classmates for several years. What stood out to me about Tze Hern was his meticulousness and hard-working attitude. He pays attention to the finest details of my financial needs, but also places emphasis on the bigger picture of our financial planning journey. Tze Hern is able to articulate and explain the products with much clarity, allowing me to understand how these products are to my benefit in layman terms. He is also capable of communicating complex financial terms in mandarin chinese. Mandarin-speaking clients will be able to understand the products with ease as well. His meticulousness nature ensured that I do not have to worry about missing documents or information as he personally curated a physical portfolio file that stored all the important documents, and give timely updates whenever necessary. Tze Hern also shared his vision for himself as a financial advisor and I am confident that he will succeed. I am able to see the effort he puts in, as he is actively acquiring new knowledge by constantly taking up courses and certifications. Being his close friend, I am always impressed at how well Tze Hern manages his time. Apart from work, he finds time to lead an active lifestyle by playing sports with his friends and clients. This further solidifies my confidence in him as a financial advisor; knowing that how he works, and the life he leads are in fact sustainable and healthy. Hence, I trust Tze Hern with my policies and I look forward to his success in time to come.
EdricPhD Student
”Tze Hern has always been an awesome dude. Always able to answer whatever queries I have and educate me on whatever there needs to be learned about financial planning. He's thoughtful, friendly, and never fails to go the extra mile for me.
Jun JieCompliance Analyst
”Tze Hern is firstly a great friend before an insurance agent. As a peer, he has great understanding of my personal needs and gives good recommendations on the respective policies.
During my meetings with him, he displays great knowledge of his products and is able to explain them to someone like me who does not possess the necessary knowledge and jargon.
He is very approachable and willing to entertain questions I have about my policies or just questions about insurance in general. When I enquire about potential claims, he also gets back to me promptly with the relevant details that I need.
I feel assured with him taking care of my portfolio and future finances because I can tell that he is genuinely concerned with servicing his clients to the best of his capabilities!
Jarrel LohPharmacist
”Tze Hern has been a close friend of mine even before he became my financial advisor. After graduating and starting a full time job, I knew I needed some financial products. He was the first person I approached not just because he was my friend but because he was very passionate about what he does and I knew that he would only want the best for his clients. He was patient in his explanation and was not pushy at all. Tze Hern is a very motivated individual, and the fact that his vision is geared towards fresh graduates, I find that very helpful for young adults coming into the working world!
Kylie ChanUnderwriter
”Tze Hern is a great consultant who provides customised service to help me to plan ahead financially. He is easily reachable should I need any help and always willing to answer my queries
Sheryl TohIT Analyst
