B.Sc
Financial Services Consultant
My Personal Story
Like most of my peers, I would love to go back to my childhood days where I didn’t have to worry about a thing.
Life was easy, everything was provided for, and perhaps all I was concerned about was getting good grades.
Just kidding, my childhood wasn’t all that rosy.
With “Dad” declaring his bankruptcy on my 7th birthday, it felt like my life fell apart.
They say that money is the root of all evil. Well, I definitely experienced that first-hand.
“Dad” would harass my mom for money to buy cigarettes and alcohol, and come home drunk almost every night. Fights would break out and sometimes these fights got very physical.
It was a traumatic experience for my brother and I who were very young then and that left a very lasting impact on me.
At that point in time, I thought that all problems would be solved if we had enough money. We would be happier; we would be carefree; and maybe we would be together again.
In order not to add on to the burden faced by my mom, I always strived to do well in whatever I do.
Therefore, since young, I told myself that the most important thing in my life was to make my mom proud. For all that she has suffered and given up for my family, I will do whatever it takes to provide her with a better life.
I have always had an interest in this industry due to the fact that my very own family failed in financial planning, and had to struggle to make ends meet.
Hence, in my 3rd year in NUS, I turned down 2 other internship opportunities to enter one with AIA.
It was then when I met Odyssey – where everyone had their own story to tell and no one is afraid of sharing.
It was through this team that I felt I could impact more lives through financial planning and perhaps save families from going through the experience I had. It was here that I found more meaning, and a special connection.
I met Marissa, who is also my mentor, in June 2018.
It hasn’t been that long but she has impacted my life in ways I could never have imagined.
Marissa shares a very similar background as me. She has proven that if she can succeed, so can I.
Right now, on top of making my mom proud, I want to make her proud as well.
In this industry, there will be many ups and downs. But what I know for sure, I will stay true to my values and serve my clients with my utmost sincerity.
I’m Xenia and let me guide you through your life’s adventure.
Testimonials
Read More About What Others Have To Say About Xenia
”Being in the phase in which I’m transiting from a student to an adult, Xenia has always been very helpful and understanding when it comes to managing my policies 🙂 she always shares her knowledge and recommendations that are very appropriate to wherever you are! Thank you, Xenia and odyssey, for being there for me.
Joanne ChuaNurse
”I got to know Xenia through a friend, having heard that she had a good grasp and understanding of her clients and their particular needs. From the beginning, she was super approachable and friendly, and being someone that isn’t the most knowledgeable about finances and investments, I never felt intimated to ask Xenia about anything, because she’d be more than willing to go through things I was unsure of. She loves what she does and will always be willing to support you in the best way she can 🙂 thank you!"
Sheryl HanGraduating Student
”Xenia Hea is a knowledgeable and professional advisor who is friendly and approachable at the same time. She was very clear and concise when explaining the policies to me and she made sure that I understood the policies before signing them. She did not try to hard sell me any policies that I’m not keen in which made the session with her comfortable. I would recommend Xenia as she is one of the most hardworking and genuine financial advisor I’ve met.
Khoo ShuqiMedical Laboratory Technician
”I don’t have to feel worried knowing that my finances are in good hands from the policies that Xenia has recommended me. She’s very passionate about her job and hardworking, explaining everything clearly to me. I trust her abilities and recommendations as she tailors my portfolio to my needs and doesn’t put pressure on any of her clients. Thankful for Xenia and Odyssey!
Ronnie LimStudents
”Very thankful for Xenia who has never pressured me into the things related to her job despite knowing her for years. She has been very detailed and patient with me throughout and I feel secure having her as my financial consultant 🙂 I really recommend her to anyone planning their finances!
Chow Shan BinGraduate Student
”As a friend and advisor, Xenia has been really helpful and reassuring in providing the right recommendations for me. She’s very passionate about what she does and is always very clear and concise about everything. She also goes the extra mile to ensure she clarifies any doubts or queries that I have regarding financial planning. I’d recommend Odyssey and of course Xenia to anyone who is seeking financial advice 😊
Shermaine SimAssociate Account Executive
”: Xenia has been a great financial advisor! Other than recommending policies for me to ensure that I am covered in every aspect, she goes the extra mile and explains to me in detail my existing policies. She is very diligent and genuine, and I'll definitely recommend her!
Laura TeoGraduate Student
”Xenia has been extremely friendly and helpful in being my advisor. She’s genuine in what she does, and she always makes sure that I understand all my policies. 10/10 would recommend, very wow!!
Samantha Alexandra ChoongAir Stewardess
”Xenia takes the time to explain the basics of financial planning and helps to advise on what plans you need based on your goals. She also makes the effort to connect with you and genuinely tries to help you to choose the financial plan most suitable for your needs. In addition, she makes sure that you understand your plan and how to make the most of it before you commit. I really appreciate the time and effort. Thank you Xenia 😊
Ogin KoiEngineer
Xenia Hea
B.Sc
Premier Consultant
My Personal Story
Like most of my peers, I would love to go back to my childhood days where I didn’t have to worry about a thing.
Life was easy, everything was provided for, and perhaps all I was concerned about was getting good grades.
Just kidding, my childhood wasn’t all that rosy.
With “Dad” declaring his bankruptcy on my 7th birthday, it felt like my life fell apart.
They say that money is the root of all evil. Well, I definitely experienced that first-hand.
“Dad” would harass my mom for money to buy cigarettes and alcohol, and come home drunk almost every night. Fights would break out and sometimes these fights got very physical.
It was a traumatic experience for my brother and I who were very young then and that left a very lasting impact on me.
At that point in time, I thought that all problems would be solved if we had enough money. We would be happier; we would be carefree; and maybe we would be together again.
In order not to add on to the burden faced by my mom, I always strived to do well in whatever I do.
Therefore, since young, I told myself that the most important thing in my life was to make my mom proud. For all that she has suffered and given up for my family, I will do whatever it takes to provide her with a better life.
I have always had an interest in this industry due to the fact that my very own family failed in financial planning, and had to struggle to make ends meet.
Hence, in my 3rd year in NUS, I turned down 2 other internship opportunities to enter one with AIA.
It was then when I met Odyssey – where everyone had their own story to tell and no one is afraid of sharing.
It was through this team that I felt I could impact more lives through financial planning and perhaps save families from going through the experience I had. It was here that I found more meaning, and a special connection.
I met Marissa, who is also my mentor, in June 2018.
It hasn’t been that long but she has impacted my life in ways I could never have imagined.
Marissa shares a very similar background as me. She has proven that if she can succeed, so can I.
Right now, on top of making my mom proud, I want to make her proud as well.
In this industry, there will be many ups and downs. But what I know for sure, I will stay true to my values and serve my clients with my utmost sincerity.
I’m Xenia and let me guide you through your life’s adventure.
Testimonials
Read More About What Others Have To Say About Xenia
”Being in the phase in which I’m transiting from a student to an adult, Xenia has always been very helpful and understanding when it comes to managing my policies 🙂 she always shares her knowledge and recommendations that are very appropriate to wherever you are! Thank you, Xenia and odyssey, for being there for me.
Joanne ChuaNurse
”I got to know Xenia through a friend, having heard that she had a good grasp and understanding of her clients and their particular needs. From the beginning, she was super approachable and friendly, and being someone that isn’t the most knowledgeable about finances and investments, I never felt intimated to ask Xenia about anything, because she’d be more than willing to go through things I was unsure of. She loves what she does and will always be willing to support you in the best way she can 🙂 thank you!"
Sheryl HanGraduating Student
”Xenia Hea is a knowledgeable and professional advisor who is friendly and approachable at the same time. She was very clear and concise when explaining the policies to me and she made sure that I understood the policies before signing them. She did not try to hard sell me any policies that I’m not keen in which made the session with her comfortable. I would recommend Xenia as she is one of the most hardworking and genuine financial advisor I’ve met.
Khoo ShuqiMedical Laboratory Technician
”I don’t have to feel worried knowing that my finances are in good hands from the policies that Xenia has recommended me. She’s very passionate about her job and hardworking, explaining everything clearly to me. I trust her abilities and recommendations as she tailors my portfolio to my needs and doesn’t put pressure on any of her clients. Thankful for Xenia and Odyssey!
Ronnie LimStudents
”Very thankful for Xenia who has never pressured me into the things related to her job despite knowing her for years. She has been very detailed and patient with me throughout and I feel secure having her as my financial consultant 🙂 I really recommend her to anyone planning their finances!
Chow Shan BinGraduate Student
”As a friend and advisor, Xenia has been really helpful and reassuring in providing the right recommendations for me. She’s very passionate about what she does and is always very clear and concise about everything. She also goes the extra mile to ensure she clarifies any doubts or queries that I have regarding financial planning. I’d recommend Odyssey and of course Xenia to anyone who is seeking financial advice 😊
Shermaine SimAssociate Account Executive
”: Xenia has been a great financial advisor! Other than recommending policies for me to ensure that I am covered in every aspect, she goes the extra mile and explains to me in detail my existing policies. She is very diligent and genuine, and I'll definitely recommend her!
Laura TeoGraduate Student
”Xenia has been extremely friendly and helpful in being my advisor. She’s genuine in what she does, and she always makes sure that I understand all my policies. 10/10 would recommend, very wow!!
Samantha Alexandra ChoongAir Stewardess
”Xenia takes the time to explain the basics of financial planning and helps to advise on what plans you need based on your goals. She also makes the effort to connect with you and genuinely tries to help you to choose the financial plan most suitable for your needs. In addition, she makes sure that you understand your plan and how to make the most of it before you commit. I really appreciate the time and effort. Thank you Xenia 😊
Ogin KoiEngineer
