3 Ways to Manage Your Time as a Student 1) Sacrifice is inevitable, so choose your sacrifice wisely There are 24 hours a day, and we must know our priorities.…
Budgeting is key to meeting your goals What is budgeting? It is the process of creating a plan to spend your money. Contrary to popular belief, budgeting is not about…
Should I bother chasing savings rates in banks? We should seek to personalise our financial solutions. Bank savings rates will be good for the maintenance of liquidity. Slightly longer-term goals…
What has changed 1 Year Post Grad? Previously, I wrote an article on the “Fresh Grad Starter Pack” and this article is a follow-up one year post graduation. I am…
4 Key Tools That Help You Fool-Proof Your Estate Planning
4 Key Tools That Help You Fool-Proof Your Estate Planning Before we delve in deeper, let me first explain what estate planning is, and why it matters. Simply put, it…
How can I broach the topic of money with my parents?
How can I broach the topic of money with my parents? Money is not an easy topic to talk about, however, it is necessary. Before you approach this subject with…
Pitfalls for retirement planning Retirement may feel distant for most of us who have just graduated. Although many young adults understand the advantage of planning for their retirement early, retirement…
Words of wisdom for those who are investing Investing can be exciting, but if done wrong, can be detrimental. A lesson I learnt when I first began my investment journey…
Things I wish I knew when I was an Undergrad Undergraduate life is tough. It is the period where you will make important decisions for your career, on top of…
If you were to ask yourself what makes up personal responsibility, what would you include?
If you were to ask yourself what makes up personal responsibility, what would you include? In my opinion, one of the biggest is financial responsibility. I realised I made three…
3 reasons why young people shouldn’t skip critical illness coverage
3 reasons why young people shouldn’t skip critical illness coverage My client was 21 when she first discovered cysts in her ovary. An athlete since young, she never imagined this…
With Cryptocurrencies grabbing all of the media headlines, what are they and how will they affect me?
With Cryptocurrencies grabbing all of the media headlines, what are they and how will they affect me? With Cryptocurrencies grabbing all of the media headlines, what are they and how…
Engaging your Financial Services Consultant, the Ins and Outs
Engaging your Financial Services Consultant, the Ins and Outs Get Recommendations or Referrals from friends Find out their Advisory Process Trust your Gut Before engaging in any long term relationships…
Why You Should Care About CareShield Life If you are a Singapore Citizen or a Singapore Permanent Resident (PR) born in the year 1980 or later, CareShield Life is mandatory…
30% of My Monthly Income Goes to Investments, Here’s Why
30% of My Monthly Income Goes to Investments, Here’s Why The Potential of $1000 Think about the recent pay cheque or allowance that you’ve received, or for my non-married friends,…
Why CI Coverage Was The First Insurance I Bought For Myself
Why CI Coverage Was The First Insurance I Bought For Myself Having Critical Illness (CI) coverage is one of the most important coverage to me because of the huge financial…
The A.R.T of Risk Management Risk comes in many different forms. Be it slipping on a wet surface or having the risk of contracting an unknown disease. In order to…
Building Healthy Financial Habits As A Student Managing your financial assets well as a student is a good habit to begin with as you ease into the adult life. Without…
I Recommend Getting ECI Coverage For Yourself Early, Here’s Why
I Recommend Getting ECI Coverage For Yourself Early, Here’s Why “You should be covered for critical illness!”, they all say, and there is good reason for that. What if you…